Cats Need to be Paw Safe Too

Picked up this brochure when I brought Mikki to the vet. It says "AIA Paw Safe - The best assurance for your loyal pal" on the cover. My eyes lit up. Veterinarian fees are comparable (if not higher) to medical charges for humans so depending on what the benefits cover and cost, I'd consider insuring my girls. And AIA is a reputable insurance company.

I flipped the cover and was disappointed to read that the plan caters to DOGS only - why?!?! As I looked through the eligibility criteria, this question echoed louder (the same can be stated/required of cats in a similar context). For example, one of the criteria states that coverage is for all types of dogs except Mastiffs, Bull Terrier, Staffordshire/Pit/American Pit Bull Terrier, Argentina Dog, Canary Dog, American Bulldog, or a dog crossed with any of these breeds and/or wolves. Dog need not be a pedigree. The annual premium is $78 (with microchip) or $83 (without microchip).

Other criteria include applicant must be an existing AIA Elite HomeCare or AIA CoverMax Policyholder; insurance coverage is for dogs between three months and eight years; applicant must be the owner; maximum of one policy per dog; limited to two dogs per household for the insurance; and dog must reside with applicant at the address indicated in the application.

Puzzled why cats are excluded from this insurance plan.

If you've a dog and this sounds like something you may want to take up, here is what the plan covers:
1) Accidental death (for death of dog due to an injury within 90 days from the date of the accident / Coverage: $1,000 or purchase price (whichever is lower);
2) Veterinary fees due to accident / Up to $1,000;
3) Cremation or burial expenses due to death by accident (if dog dies as a result of injury within 90 days of the accident) / Up to $250;
4) Loss of dog due to theft (dog is not found within 28 days of being reported stolen) / $1,000 or purchase price (whichever is lower); and
5) Third party liability (for third party bodily injury or property damage caused by dog) / Up to $1 million.